We are pleased to present a High Limit Voluntary Accidental Death & Dismemberment Plan of Insurance (AD&D) through membership in your association. This plan covers you 24 hours a day, anywhere in the world. No loss is as devastating as sudden accidental death, loss of sight or dismemberment and the financial hardship that it causes. You choose the amount of coverage that you need, up to $500,000 for yourself. Employees of members may also purchase this plan. There is no underwriting; coverage is guaranteed when you meet the eligibility criteria.