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Health Insurance
The OSCPA Health Insurance Plans, underwritten by Aetna Life Insurance Company, are available to individual members and their families, as well as employer-employee groups of 2 or more.
Individuals
Members of the OSCPA are elgible to apply for Association-Sponsored Individual Health Insurance Plans, underwritten by Aetna Life Insurance Company. All plans are Open Choice PPO plans - to see if your providers are included in the network, go to www.aetna.com/docfind and select "Aetna Standard Plans" and "Open Choice PPO".
Apply Now!
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High Deductible Health Plan Options  |
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The following High Deductible Health Plan options (HDHPs) qualify for use with a Health Savings Account. Save premium dollars by selecting a HDHP and make the money you save work for you by depositing it, tax deductible, into an HSA! To learn more about HSAs, click here.
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$1500/$3000 HDPD - If you only cover yourself, your deductible is $1500, or, if you cover spouse and/or child(ren), your family aggregate deductible is $3000. Eligible medical and prescription expenses are applied to your deductible, then paid at 80% in-Network or 60% non-Network until you meet your out-of-pocket maximum.
$3000/$5950 HDHP - If you only cover yourself, your deductible is $3000, or, if you cover your spouse and/or child(ren), your family aggregate deductible is $5950. Eligible medical and prescription expenses are applied to your deductible, then paid at 100% in-Network or 80% non-Network until you meet your out-of-pocket maximum.
$5000/$10,000 HDHP - If you only cover yourself, your deductible is $5000, or, if you cover your spouse and/or child(ren), your family aggregate deductible is $10,000. Eligible medical and prescription expenses are applied to your deductible, then paid at 100% in-Network or 80% non-Network until you meet your out-of-pocket maximum.
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$500, $1000 and $2500 Deductible PPO Options |
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The $500, $1000 and $2500 Deductible plans feature a $25 Doctor Office Copay and $5 Generic Prescriptions / $50 Brand Name Prescriptions. Once the deductible has been met, eligible expenses are covered 80% in-Network or 60% non-Network.
2+ Employer Groups
Member Firms of the OSCPA are elgible to apply for Association-Sponsored Employer Group Health Insurance Plans, underwritten by Aetna Life Insurance Company. All plans are Open Access Managed Choice PPO plans - to see if your providers are included in the network, go to www.aetna.com/docfind and select "Aetna Open Access Plans" and "Managed Choice POS (Open Access)".
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High Deductible Health Plan Options |
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The following High Deductible Health Plan options (HDHPs) qualify for use with a Health Savings Account. Save premium dollars by selecting a HDHP and make the money you save work for you by depositing it, tax deductible, into an HSA! To learn more about HSAs, click here.
| Quick Links |
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$1500/$3000 HDPD - If you only cover yourself, your deductible is $1500, or, if you cover spouse and/or child(ren), your family aggregate deductible is $3000. Eligible medical and prescription expenses are applied to your deductible, then paid at 80% in-Network or 60% non-Network until you meet your out-of-pocket maximum.
$3000/$5950 HDHP - If you only cover yourself, your deductible is $3000, or, if you cover your spouse and/or child(ren), your family aggregate deductible is $5950. Eligible medical and prescription expenses are applied to your deductible, then paid at 100% in-Network or 80% non-Network until you meet your out-of-pocket maximum.
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$500, $1000 and $2500 Deductible PPO Options |
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The $500, $1000 and $2500 Deductible plans feature a $25 Doctor Office Copay and $5 Generic Prescriptions / $50 Brand Name Prescriptions. Once the deductible has been met, eligible expenses are covered 80% in-Network or 60% non-Network.
Combo Plan
Employer groups of 2 or more can offer any two plans to their firm. For example, an employer could offer the $3000/$5950 HDHP to all attorneys and a $1000 deductible PPO plan to all non-attorneys.
For Employer-Group quotes, please submit a census.
Health Insurance
The OSCPA Health Insurance Plans, underwritten by Blue Cross Blue Shield of Oklahoma, are available to individual members and their families, as well as employer-employee groups of 2 or more.
Coverage is guaranteed issue, with annual open enrollment held in December for a January 1 effective date. Other eligibility periods may include:
- Within 30 days of becoming an OSCPA member
- Within 30 days of losing other group coverage due to employer/carrier cancellation or employment termination
- Within 30 days of COBRA expiration
- New Company
The PPO network is Blue Choice.www.bcbsok.com/cityQuery.html
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