Oklahoma Society of Certified Public Accountants Plans

We have many health insurance options for OSCPA Members - if you have any trouble figuring out what may work best for you, please give us a call. We are here to help you! Sponsored plans are available through two different carriers:

  • Blue Cross Blue Shield of Oklahoma - features guaranteed-issue individual or employer-group plans.
  • Aetna Life Insurance Company - features fully underwritten individual plans and guaranteed issue employer-group plans.

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Health Insurance

The OSCPA Health Insurance Plans, underwritten by Aetna Life Insurance Company, are available to individual members and their families, as well as employer-employee groups of 2 or more.

Individuals

Members of the OSCPA are elgible to apply for Association-Sponsored Individual Health Insurance Plans, underwritten by Aetna Life Insurance Company. All plans are Open Choice PPO plans - to see if your providers are included in the network, go to www.aetna.com/docfind and select "Aetna Standard Plans" and "Open Choice PPO".

Apply Now!

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High Deductible Health Plan Options

The following High Deductible Health Plan options (HDHPs) qualify for use with a Health Savings Account. Save premium dollars by selecting a HDHP and make the money you save work for you by depositing it, tax deductible, into an HSA! To learn more about HSAs, click here.

$1500/$3000 HDPD - If you only cover yourself, your deductible is $1500, or, if you cover spouse and/or child(ren), your family aggregate deductible is $3000.  Eligible medical and prescription expenses are applied to your deductible, then paid at 80% in-Network or 60% non-Network until you meet your out-of-pocket maximum.

$3000/$5950 HDHP - If you only cover yourself, your deductible is $3000, or, if you cover your spouse and/or child(ren), your family aggregate deductible is $5950.  Eligible medical and prescription expenses are applied to your deductible, then paid at 100% in-Network or 80% non-Network until you meet your out-of-pocket maximum.

$5000/$10,000 HDHP - If you only cover yourself, your deductible is $5000, or, if you cover your spouse and/or child(ren), your family aggregate deductible is $10,000.  Eligible medical and prescription expenses are applied to your deductible, then paid at 100% in-Network or 80% non-Network until you meet your out-of-pocket maximum.

$500, $1000 and $2500 Deductible PPO Options

The $500, $1000 and $2500 Deductible plans feature a $25 Doctor Office Copay and $5 Generic Prescriptions / $50 Brand Name Prescriptions.  Once the deductible has been met, eligible expenses are covered 80% in-Network or 60% non-Network.

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2+ Employer Groups

Member Firms of the OSCPA are elgible to apply for Association-Sponsored Employer Group Health Insurance Plans, underwritten by Aetna Life Insurance Company. All plans are Open Access Managed Choice PPO plans - to see if your providers are included in the network, go to www.aetna.com/docfind and select "Aetna Open Access Plans" and "Managed Choice POS (Open Access)".

High Deductible Health Plan Options

The following High Deductible Health Plan options (HDHPs) qualify for use with a Health Savings Account. Save premium dollars by selecting a HDHP and make the money you save work for you by depositing it, tax deductible, into an HSA! To learn more about HSAs, click here.

$1500/$3000 HDPD - If you only cover yourself, your deductible is $1500, or, if you cover spouse and/or child(ren), your family aggregate deductible is $3000.  Eligible medical and prescription expenses are applied to your deductible, then paid at 80% in-Network or 60% non-Network until you meet your out-of-pocket maximum.

$3000/$5950 HDHP - If you only cover yourself, your deductible is $3000, or, if you cover your spouse and/or child(ren), your family aggregate deductible is $5950.  Eligible medical and prescription expenses are applied to your deductible, then paid at 100% in-Network or 80% non-Network until you meet your out-of-pocket maximum.

$500, $1000 and $2500 Deductible PPO Options

The $500, $1000 and $2500 Deductible plans feature a $25 Doctor Office Copay and $5 Generic Prescriptions / $50 Brand Name Prescriptions. Once the deductible has been met, eligible expenses are covered 80% in-Network or 60% non-Network.

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Combo Plan

Employer groups of 2 or more can offer any two plans to their firm. For example, an employer could offer the $3000/$5950 HDHP to all attorneys and a $1000 deductible PPO plan to all non-attorneys.

For Employer-Group quotes, please submit a census.

*Beale Professional Services is not engaged to render tax or legal advice.

Blue CrossBlue Cross Blue Sheild Health Insurance

The OSCPA Health Insurance Plans, underwritten by Blue Cross Blue Shield of Oklahoma, are available to individual members and their families, as well as employer-employee groups of 2 or more. Coverage is guaranteed issue, with annual open enrollment held in December for a January 1 effective date. Other eligibility periods may include:

  • Within 30 days of becoming an OSCPA member
  • Within 30 days of losing other group coverage due to employer/carrier cancellation or employment termination
  • Within 30 days of COBRA expiration
  • New Company

The PPO network is Blue Choice.www.bcbsok.com/cityQuery.html

$500, $1000, $2500 Deductible PPO

The $500, $1000 and $2500 plans offer a $20 Doctor's Office Copay and 80% in-network and 60% non-network coinsurance after the deductible. Prescriptions are subject to a 50% copay on the $500 and $1000 deductible plans, and are subject to the medical deductible and coinsurance on the $2500 deductible plan.

$1500/$3000 HSA-compatible High Deductible Health Plan

If you only cover yourself, the deductible is $1500, or if you cover spouse and/or child(ren) the family aggregate deductible is $3000. Eligible medical and prescription expenses are applied to your deductible, then paid at 80% in-Network or 60% non-Network until you meet your out-of-pocket maximum.

$3000/$6000 HSA-compatible High Deductible Health Plan

If you only cover yourself, the deductible is $3000, or if you cover spouse and/or child(ren) the family aggregate deductible is $6000. Eligible medical and prescription expenses are applied to your deductible, then paid at 80% in-Network or 60% non-Network until you meet your out-of-pocket maximum.

-- Beale Professional Services is not engaged to render tax or legal advice.

Non-Sponsored Health Plans

Other health plans available include: