Oklahoma Bar Association Plans

Health Insurance

The  OBA Health Insurance Plans are available to individual members and  their families, as well as employer-employee groups of 2 or more.

Individuals

Members  of the OBA are elgible to apply for Association-Sponsored Individual  Health Insurance Plans, underwritten by Aetna Life Insurance Company.  All plans are Open Choice PPO plans - to see if your providers are  included in the network, go to www.aetna.com/docfind and select "Aetna Standard Plans" and "Open Choice PPO".

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High Deductible Health Plan Options

The following High Deductible Health Plan options (HDHPs) qualify for use with a Health Savings Account. Save premium dollars by selecting a HDHP and make the money you save work for you by depositing it, tax deductible, into an HSA! To learn more about HSAs, click here.

$1500/$3000 HDPD - If you only cover yourself, your deductible is $1500, or, if you cover spouse and/or child(ren), your family aggregate deductible is $3000.  Eligible medical and prescription expenses are applied to your deductible, then paid at 80% in-Network or 60% non-Network until you meet your out-of-pocket maximum.

$3000/$5950 HDHP - If you only cover yourself, your deductible is $3000, or, if you cover your spouse and/or child(ren), your family aggregate deductible is $5950.  Eligible medical and prescription expenses are applied to your deductible, then paid at 100% in-Network or 80% non-Network until you meet your out-of-pocket maximum.

$5000/$10,000 HDHP - If you only cover yourself, your deductible is $5000, or, if you cover your spouse and/or child(ren), your family aggregate deductible is $10,000.  Eligible medical and prescription expenses are applied to your deductible, then paid at 100% in-Network or 80% non-Network until you meet your out-of-pocket maximum.

$500, $1000 and $2500 Deductible PPO Options

The $500, $1000 and $2500 Deductible plans feature a $25 Doctor Office Copay and $5 Generic Prescriptions / $50 Brand Name Prescriptions.  Once the deductible has been met, eligible expenses are covered 80% in-Network or 60% non-Network.

2+ Employer Groups

Member Firms of the OBA are elgible to apply for Association-Sponsored Health Insurance Plans, underwritten by Aetna Life Insurance Company. All plans are Open Access Managed Choice PPO plans - to see if your providers are included in the network, go to www.aetna.com/docfind and select "Aetna Open Access Plans" and "Managed Choice POS (Open Access)".

High Deductible / HSA options and PPO Copay options are available.

High Deductible Health Plan Options

The following High Deductible Health Plan options (HDHPs) qualify for use with a Health Savings Account. Save premium dollars by selecting a HDHP and make the money you save work for you by depositing it, tax deductible, into an HSA! To learn more about HSAs, click here.

$1500 Individual / $3000 Family Aggregate HDPD - Eligible medical and prescription expenses are applied to your deductible, then paid at 80% in-Network or 60% non-Network until you meet your out-of-pocket maximum.

$3000 Individual / $5950 Family Aggregate HDHP - Eligible medical and prescription expenses are applied to your deductible, then paid at 100% in-Network or 80% non-Network until you meet your out-of-pocket maximum.

$5000 Individual / $10,000 Family Aggregate HDHP - Eligible medical and prescription expenses are applied to your deductible, then paid at 100% in-Network or 80% non-Network until you meet your out-of-pocket maximum.

$500, $1000 and $2500 Deductible PPO Options

The $500, $1000 and $2500 Deductible plans feature a $25 Doctor Office Copay and $5 Generic Prescriptions / $50 Brand Name Prescriptions.  Once the deductible has been met, eligible expenses are covered 80% in-Network or 60% non-Network.

*Beale Professional Services is not engaged to render tax or legal advice.