Beale Professional Services Disclaimer

Terms of Use

LEGAL DISCLAIMERS / CONDITIONS OF USE
BY USING THIS WEBSITE, YOU ACKNOWLEDGE YOUR ASSENT TO THE FOLLOWING
CONDITIONS OF USE WITHOUT LIMITATION OR QUALIFICATION. PLEASE READ THESE
CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE. THESE TERMS AND CONDITIONS
MAY BE REVISED AT ANY TIME BY UPDATING THIS POSTING. YOU ARE BOUND BY ANY SUCH
REVISIONS AND SHOULD THEREFORE PERIODICALLY VISIT THIS PAGE TO REVIEW THE THEN
CURRENT TERMS AND CONDITIONS TO WHICH YOU ARE BOUND.

Wherever used in this document, Beale means Richard A. Beale, Inc. d/b/a Beale Professional Services
or any subsidiary or affiliate and bealepro.com is a registered internet trade name of Beale Professional
Services.

Although accessible by others, the Site and its content are intended for access and use by active
Oklahoma resident members of the Oklahoma Bar Association and Oklahoma Society of Certified Public
Accountants. If you access bealepro.com from outside the United States you do so on your own initiative and
are responsible for compliance with United States and local laws of the State of Oklahoma, if and to the extent
the local laws are applicable.

All trademarks, services marks, trade names, logos, and icons are proprietary to Beale, or its respective
owner. Nothing contained on the website should be construed as granting, by implication, estoppel, or
otherwise, any license or right to use any trademarks displayed on this website without the written permission of
Beale. Your use of the trademarks displayed on this website, or any other content on this website, except as
provided herein, is strictly prohibited.

Images displayed on this website are either the property of, or used with permission by, Beale. The use
of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by Beale.
Any unauthorized use of images may violate copyright laws, trademark laws, the laws of privacy and publicity,
and communications regulations and statutes.

JURISDICTIONAL DISCLAIMER

By accessing bealepro.com, you have directed your system to information and computers located in the
State of OKLAHOMA. Disputes arising over the contents or the utilization of this web site, or its services, are
to be governed by the laws and courts within the State of Oklahoma.

INDEMNIFICATION

You agree to defend, indemnify and hold Beale harmless from and against any and all claims, damages,
costs and expenses, including attorneys' fees, arising from or related to your use of the Site.

DISCLAIMER / LIMITATION OF LIABILITY

To the Fullest extent permissible pursuant to applicable law, the materials on this website are provided
“as is” and without warranties of any kind either expressed or implied and Richard A. Beale, Inc., or any
subsidiary or affiliate (Collectively “Beale”) disclaim all warranties, expressed or implied, including, but not
limited to, implied warranties of merchantability and fitness for a particular purpose. Beale does not warrant
that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or
that this website or the server that makes it available is free of viruses or other harmful components. Beale does
not warrant or make any representations regarding the use or the result of the use of the materials on this
website in terms of their correctness, accuracy, reliability, or otherwise. You (and NOT Beale) assume the
entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein
are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the
products and services, but are provided solely for general information purposes. Please refer to the actual
policy or the relevant product or services agreement.

No liability is assumed for consequential, incidental or indirect damages arising from the use of our
services, its resources, documents, or other services, especially those provided by third parties. To the
maximum extent permitted by applicable law, in no event shall Beale, its employees, agents or assigns, be liable
for any special, incidental, indirect, or consequential damages whatsoever, including without limitation,
damages for loss of business profits, business interruption, loss of business information or any other pecuniary
loss, arising out of the use or inability to use this site, its resources, documents or our services, or damages
associated with your individual utilization of any service provided by Beale or a third party.
Beale makes no representations or warranties as to the accuracy of any information contained on the
Site. Beale assumes NO LIABILITY OR RESPONSIBILITY for any errors or omissions in the content of this
site.

RESTRICTIONS ON USE OF MATERIALS

bealepro.com is owned and operated by Richard A. Beale, Inc d/b/a Beale Professional Services. Except
as otherwise expressly permitted by Beale, no materials from this website or any website owned, operated,
licensed or controlled by Beale may be copied, reproduced, republished, uploaded, posted, transmitted, or
distributed in any way. You may not distribute, modify, transmit, reuse, repost, or use the content of this
website for public or commercial purposes, including the text, images, audio, and video without Beale's written
permission. Beale neither warrants nor represents that your use of materials displayed on this website will not
infringe rights of third parties.

OWNERSHIP OF INFORMATION

Any information, other than personal data or information, you transmit to Beale via this website, by
electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as nonconfidential
and non-proprietary and will become the property of Beale. Such information, other than personal
data or information may be used for any purpose, including, but not limited to, reproduction, solicitations,
disclosure, transmission, publication, broadcast, and posting. Beale is free to use any ideas, concepts, knowhow,
or techniques contained in any communication you send to Beale via this website or by any other means
for any purpose whatsoever, including, but not limited to, developing and marketing products using such
information.

PRODUCT DESCRIPTIONS

The site contains information about products, and gives product descriptions that may or may not be
available in any particular portion of Oklahoma or the United States. These descriptions and information
offerings are not intended to constitute offers to sell or solicitations in connection with any product or service.
Nothing contained on this Site should be construed as a solicitation or promotion for any product or for the
specific use of any product or service in a particular way not authorized by the laws and regulations of the State
of Oklahoma.

Beale intends the general and insurance specific information contained on this Site to be accurate and
reliable. However, incorrect statements and errors can sometimes occur. Beale does not warrant the materials in
this Site to be correct, accurate or reliable. You as the end-user assume the entire responsibility and cost of all
necessary servicing, repair, or correction of your property or operations as a result of using this web site.
Any product mentioned in this Site may be available through the approval or clearance of a government
regulatory body, or which may be for sale or used with different restrictions and requirements in different states.
However, the utilization of this site DOES NOT subject Beale to the jurisdiction of any state other than
Oklahoma. Beale does not consent to, submit itself to, or acquiesce to the jurisdiction of any state or regulatory
agency other than as specifically enumerated.

PRIVACY STATEMENT

While utilizing our website, you may access information and links to other sites. At Beale we
understand that your potential needs are very personal, private matters, and we want you to feel as comfortable
as possible visiting our web site, and taking advantage of our services.

Please remember that any information, including personal information that you reveal in a public forum,
is not subject to this Privacy Policy and may be seen by third parties, and may be used by them to contact you or
for unauthorized purposes. Also, if you link to a third party site from bealepro.com, any information you reveal
on that site is not subject to this Privacy Policy. Please consult the privacy policies of each and every site you
visit.

Beale may collect and receive certain personal, non-public information from customers, prospective
customers and service providers on a daily basis. A range of state and federal laws and regulations governs our
handling and protection of personal, non-public information. Information you may consent to provide using the
website is afforded the same protection as it would be if you provided it in writing, by phone or in conversation
with one of our representatives.

Beale collects, retains and shares personal information only for particular business-related purposes and
only as authorized by state and federal law. Beale may use your information to protect, service and administer
your records and/or accounts. This information may be used, when necessary, to comply with certain laws and
regulations. Beale may also use some information to help design new or improved products and services.
Most importantly, any information that you may agree to provide, helps us better understand your insurance
needs so we can continue to provide you with high quality products and services.

SITE SECURITY

You are prohibited from violating or attempting to violate the security of this website, including, without
limitation, (a) accessing data not intended for such user, (b) logging onto a server or an account which you are
not authorized to access; (c) attempting to probe, scan or test the vulnerability of a system or network or to
breach security or authentication measures without proper authorization; (d) attempting to interfere with service
to any user, host or network, including, without limitation, via means of submitting a virus to the website,
introducing any disabling devices, overloading, "flooding," "spamming," "mail-bombing" or "crashing;" (e)
sending unsolicited email, including promotions and/or advertising of products or services; or (f) forging any
TCP/IP packet header or any part of the header information in any email or newsgroup posting. Violations of
system or network security may result in civil or criminal liability. Beale will investigate occurrences that may
involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users
who are involved in such violations.

INTERNET VIRUSES AND OTHER INFECTIOUS SOFTWARE PROGRAMS

Beale and bealepro.com do not guarantee or warrant that any or all files available for downloading from
this site are free of worms, viruses, Trojan Horses, or other infectious software programs, that have
contaminated or destructive properties. Beale does not make express or implied warranties, representations or
endorsements, including without limitation warranties of fitness for a particular purpose, warranties of title, or
warranties of non-infringement, with respect to the files that are available for download from this Site. Beale,
in no event, shall be liable to you or to others for any action taken by you or anyone else in reliance upon results
obtained from the use of downloaded files. The files that are available for downloading on this Site are
intended to be used for personal use only, unless and except in specific instances as outlined in this Site.
You as the end-user assume the entire responsibility and cost of all necessary servicing, repair, or
correction of your property or operations as a result of using this web site.

OUTSIDE LINKS

This site provides links to outside, third party entities and web sites. While visiting bealepro.com, you
may leave the Beale web site and access certain non-Beale web sites. Beale neither reviews nor controls the
content or accuracy of these web sites, and will not be responsible for their content and accuracy.
Beale does not make any claim as to any trademark, copyright, or protected intellectual property of any
third party. Beale does not warrant the use of, or your access to said third party web sites. Beale expressly
denies any liability by your use of any information provided by third parities. You should always read and be
advised as to the terms and conditions of third party web sites, which might take you out of bealepro.com’s web
site. Your access to third party web sites is at your sole risk. Beale is not responsible for the content of any site
owned by a third party that may be linked to Beale’s web site via hyperlink whether such hyperlink is provided
by bealepro.com or by a third party.

MINORS AND CHILD ONLINE PRIVACY PROTECTION ACT

Beale does not direct content to Minors and does not intend to collect personal information from minors
and therefore is not subject to the Child Online Privacy Protection Act. If you allow your minor child, or a
child for whom you are a legal guardian to access and use bealepro.com, you agree that you will be solely
responsible for, the conduct of that minor child while online, and for monitoring the minor’s access to and use
of bealepro.com, and the consequences of any use by the minor.

Beale retains exclusive license to publish or reproduce the documents claimed under the copyright laws
of the United States of America. All title and intellectual property rights in and to the content which may be
accessed through the use of and found on this site, is the property of Beale, its affiliates, or other third party
persons and licensors and is protected by applicable copyright or other intellectual property laws and treaties.
ALL documents available from this site may be protected under U.S. and Foreign Copyright Laws. Any
reproduction of any documents requires specific written permission.